Properties we lend on:
- SFR, 2-4 Units, Multifamily (5+ Units), Mixed Use, Retail, Office, Automotive, Self-Storage, Warehouse, Light Industrial, Special Use Property, Restaurant, Strip Mall, House of Worship, Land…
- (We lend to all types of entities – LLC, Corps/LLP,Trust, etc.)
Diamond Program
- Funds in 5-7 days
- Rate: 8.99% – 11.99%⁽¹⁾
- 1-3 year term
- Up to 70% LTV
- Foreclosure/Bankruptcy/bad credit OK
- Loan amount: $100k to $3M
- Foreign / ITIN borrowers welcome
- For California only
2nd TD
- Funds in 7-10 days
- Rate: 10% – 14%⁽¹⁾
- 1-2 years term
- Up to 65% CLTV for residential properties
- Up to 60% CLTV for commercial properties
- Not Fico driven
- Loan amount up to $1M
- For California only
(1) Depends on loan amount, leverage and term
NON-PRIME (STATED)
30 years fixed
- Funds in 20-25 days
- Rate: 5.5%⁽²⁾
- Amortized & Fixed for 30 years
- 75% Max LTV
- Mid Fico 650
- Loan Amount: $100k to $5mil
- No Tax Returns
- Seller carry / 2nd lien allowed
Inbanet Express
- Funds in 21 days
- Rate: 5.24%⁽²⁾
- Amortized & Fixed for 30 years
- Max 50% LTV
- Mid Fico 620
- Loan Amount: $100k – $5mil
- Bankruptcy/NOD/Mortgage Lates – OK
- For Investors with challenging credit
Inbanet-No-FICO
- Funds in 8-12 days
- Rate: 7.75%⁽²⁾
- 12 months / Interest only
- 75% LTV
- No mid Fico
- Loan Amount: $100k – 3mil
- Light documentation
- Properties with repairs – OK
(2) Buydown required
FIX & FLIP/REHAB
LTV/LTC Program
- Funds in 3-5 days
- Rate: 9% – 11.5%⁽³⁾
- 12 months term
- 75% – 85% LTV/LTC
- No appraisal (in most cases)
- Decisions in hrs, not days!
- No rehab financed
- For California Only
A.R.V. Based
- Funds in 7 days (no prepay penalty)
- Rate: 8.99% – 10.99%⁽³⁾
- 12-16 months term
- 70% ARV / 90% LTC
- Under entity (corp/LLC) only
- 100% rehab financed
- As is & ARV appraisal required
- Experience dictates leverage & terms
(3) Depends on experience, loan amount and leverage
