Properties we lend on:
- Investment/Strictly Business Purpose 1-4 Units, Multifamily (5+ Units), Mixed Use, Retail, Office, Automotive, Self-Storage, Warehouse, Light Industrial, Special Use Property, Restaurant, Strip Mall, House of Worship, Land…
- (We lend to all types of entities – LLC, Corps/LLP,Trust, etc.)
For a full list of property types click here!
A.R.V. Based
- Up to 90% LTV
- 100% rehab (No interest, until drawn)
- Starting rate: 8.99% + 1.75-2.25 Points1
- Loan amount: $250,000-$15 Million
- 12-16 months term with no prepay penalty
- Under an entity (Corp/LLC) only
- As is & ARV appraisal required
- Proven experience dictates leverage & rate
2 Day Closing
- Funds in 2 days after commitment
- Starting rate: 9% + 2-2.25 Points1
- 12 months term
- 80% – 90% LTV
- No appraisal
- Decision in hours, not days
- No rehab financed
- For Southern California Only
1 Depends on experience, loan amount and leverage
IN-HOUSE HARD MONEY
Diamond Program
- Funds in 5-7 days
- Rate: 8.99% – 11.99%2
- 1-3 year term
- Up to 75% LTV
- Foreclosure/Bankruptcy/bad credit OK
- Loan amount: $100k to $3M
- Foreign / ITIN borrowers welcome
- For California only
2nd TD
- Funds in 7-10 days
- Rate: 10% – 14%2
- 1-2 years term
- Up to 65% CLTV for residential properties
- Up to 60% CLTV for commercial properties
- Not Fico driven
- Loan amount up to $1M
- For California only
2 Depends on loan amount, leverage and term
NON-PRIME (STATED)
30 years fixed (Nationwide)
- Funds in 30-45 days
- Rate: 5.24%3
- Amortized & Fixed for 30 years
- LTV-75% Commercial/80% Residential
- Mid Fico 650
- Loan Amount: $200k to $5mil
- No Tax Returns
- Seller carry / 2nd lien allowed
3 Buydown required
