Loan Programs

Properties we lend on:

  • SFR, 2-4 Units, Multifamily (5+ Units), Mixed Use, Retail, Office, Automotive, Self-Storage, Warehouse, Light Industrial, Special Use Property, Restaurant, Strip Mall, House of Worship, Land…
  • (We lend to all types of entities – LLC, Corps/LLP,Trust, etc.)

IN-HOUSE HARD MONEY

Diamond Program

  • Funds in 5-7 days
  • Rate: 8.99% – 11.99%⁽¹⁾
  • 1-3 year term
  • Up to 70% LTV
  • Foreclosure/Bankruptcy/bad credit OK
  • Loan amount: $100k to $3M
  • Foreign / ITIN borrowers welcome
  • For California only

2nd TD

  • Funds in 7-10 days
  • Rate: 10% – 14%⁽¹⁾
  • 1-2 years term
  • Up to 65% CLTV for residential properties
  • Up to 60% CLTV for commercial properties
  • Not Fico driven
  • Loan amount up to $1M
  • For California only

(1) Depends on loan amount, leverage and term

NON-PRIME (STATED)

30 years fixed

  • Funds in 20-25 days
  • Rate: 5.5%⁽²⁾
  • Amortized & Fixed for 30 years
  • 75% Max LTV
  • Mid Fico 650
  • Loan Amount: $100k to $5mil
  • No Tax Returns
  • Seller carry / 2nd lien allowed

Inbanet Express

  • Funds in 21 days
  • Rate: 5.24%⁽²⁾
  • Amortized & Fixed for 30 years
  • Max 50% LTV
  • Mid Fico 620
  • Loan Amount: $100k – $5mil
  • Bankruptcy/NOD/Mortgage Lates – OK
  • For Investors with challenging credit

Inbanet-No-FICO

  • Funds in 8-12 days
  • Rate: 7.75%⁽²⁾
  • 12 months / Interest only
  • 75% LTV
  • No mid Fico
  • Loan Amount: $100k – 3mil
  • Light documentation
  • Properties with repairs – OK

(2) Buydown required

FIX & FLIP/REHAB

LTV/LTC Program

  • Funds in 3-5 days
  • Rate: 9% – 11.5%⁽³⁾
  • 12 months term
  • 75% – 85% LTV/LTC
  • No appraisal (in most cases)
  • Decisions in hrs, not days!
  • No rehab financed
  • For California Only

A.R.V. Based

  • Funds in 7 days (no prepay penalty)
  • Rate: 8.99% – 10.99%⁽³⁾
  • 12-16 months term
  • 70% ARV / 90% LTC
  • Under entity (corp/LLC) only
  • 100% rehab financed
  • As is & ARV appraisal required
  • Experience dictates leverage & terms

(3) Depends on experience, loan amount and leverage

If you have any questions about our loan programs please fill out the form below:

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