Single Family Residential
Inbanet’s Single Family Residential loan programs serves two distinct markets: (1) Fix and Flip and (2) Ground-Up Construction.
Both programs start at 7% rate with a maximum of 2 points.
PREMIERE FIX & FLIP
Inbanet’s flagship lending program is our Fix & Flip. We can lend up to 90% LTV and 100% of the rehab. We understand a developer’s need to stay within budget, which is why we offer no interest on rehab until drawn.
GROUND-UP CONSTRUCTION
Introduced in 2021, our Ground-Up Construction program allows developers to build rental communities up to 4 units. Every aspect of our loan program can be tailored to your goals and needs.
Fix & Flip Terms
Ground-Up Construction Terms
| Table Header | |
|---|---|
| Property Type | Single Family Home |
| Loan Amounts | $250,000-$15 Million |
| Rate and Points | 7% Starting & 2 Points Max |
| Loan Term | 12-16 Months with No Prepay Penalty |
| Loan to Value | 90% LTV |
| Rehab | 100% with No Interest Until Drawn |
| Location | Nationwide |
| Table Header | |
|---|---|
| Property Type | 1-4 Units |
| Loan Amounts | $250,000-$5 Million |
| Rate and Points | 7% Starting & 2 Points Max |
| Loan Term | 12-16 Months with No Prepay Penalty |
| Loan to Cost | Up to 80% LTC |
| Construction Costs | Up to 100% |
| Location | Nationwide |