California’s Leading Hard Money Lender

  • For Residential and Commercial Real Estate Only
  • Over $500 million in Loans
  • 13+ Years in Business
  • Competitive Rates
  • Closes in 5-7 Days
  • Bad Credit/ Bankruptcy/ Foreclosure – OK!
  • Fees are tailored to each transaction & are negotiable

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EQUITY BASED

HIGH LEVERAGE

FAST CLOSING

FIX & FLIP/REHAB

  • Funds in 3-5 days
  • Rate: 8.99% – 11.5%⁽1⁾
  • 12 months term
  • Up to 90% LTV
  • No appraisal (in most cases)
  • Decisions in hrs, not days!
  • No rehab financed
  • For California Only

(1) Depends on experience, loan amount and leverage

NON-PRIME (STATED)

  • Funds in 30-45 days
  • Rate: 5.24%⁽²⁾
  • Amortized & Fixed for 30 years
  • 75% Max LTV
  • Mid Fico 650
  • Loan Amount: $200k to $5mil
  • No Tax Returns
  • Seller carry / 2nd lien allowed

(2) Buydown required

IN-HOUSE HARD MONEY

  • Funds in 5-7 days
  • Rate: 8.99% – 11.99%⁽3⁾
  • 1-3 year term
  • Up to 75% LTV
  • Foreclosure/Bankruptcy/bad credit OK
  • Loan amount: $100k to $3M
  • Foreign / ITIN borrowers welcome
  • For California only

(3) Depends on loan amount, leverage and term

Property Types

  • Multi-family
  • Single-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Hotels & Motels
  • Industrial & Warehouse
  • Healthcare & Assisted Living Facilities
  • Parking Garages & Lots
  • Special Purpose & Mixed Use
  • Gas Stations
  • Land

Testimonials