General Guidelines

Purpose Fix & Flip / Fixer-Upper
Loan Amounts up to $750K (higher case by case)
Term 12 months
Rate 10% – 11.5%
Credit Score not FICO driven
Loan to Value (LTV) up to 100%
After Repair Value (ARV) up to 70%
Appraisal not needed (in most cases)
Experience no experience is OK
Closing Time Frame can close in fast as 2 days
Commitment in a couple of hours from submission
Geography Southern California only
Documents Needed 1003 / Credit / Prelim / Fully Executed Purchase Agreement / Escrow Instructions
Needed for Pricing Purchase Price  / Rehab Budget / ARV

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