Basics of Commercial Lending

Do you know what an Underwriter is looking at when evaluating your commercial loan?

Inbanet has the knowledge and experience to analyze the level of risk in every loan.  The key to success is to understand the difference between good risk and bad risk.

Most of you have probably heard the term: Layers of Risk but do you fully understand what that means?  What exactly does Layers of Risk mean and how does it affect your commercial loan?  The assessment of risk is based on the 3 C’s; Credit, Capacity and Collateral.

In today’s highly critical environment it is important to you, your borrower and to Inbanet that when you submit a loan you KNOW it’s going to get approved the first time an Underwriter looks at it . . . At Inbanet we assist the underwriter to see it from your point of view, our qualified agents will be able to make a sound, logical argument built on industry standard underwriting risk in your favor.

Here are some tools to help you start learning

Commercial Lending Glossary

Inbanet Cap Rate Format

Top 10 Ways to Find a Commercial Loan

Analyzing the Deal

How You Get Paid


Establishing Market Value

Learn the ABC’s of Commercial Real Estate